Many of us probably think of our homeowners insurance as protection from the cost of losses caused by fires, storms or theft. But what we probably don’t realize is that most homeowners insurance claims are preventable. The primary cause of claims is neglected maintenance that grows into a big, expensive problem.
Read MoreUnderstanding Your Rate: Key Factors Affecting Insurance Premiums
In today’s economy, everyone wants the best rates on insurance. To understand what it takes to get the very best rates – and to keep them low – you must understand what goes into calculating your insurance policy premiums. Here are some of the primary factors that determine personal auto and commercial property insurance costs:
Read MoreFive Tips to Protect Your Home from Burglars
Each year, about 2,500,000 home burglaries are reported in the United States. Statistically, there are more break-ins in July and August than any other time of year. Having a stranger in your home can be unsettling and the losses costly. At Insurance Association of Baton Rouge, we encourage you secure your home and your family against intruders. Here are some ways you can increase the safety of your home:
Read MoreExplore all Available Discounts to Reduce Your Coverage Costs
Saving money on your insurance costs is a big deal, especially in today’s economy. Comparing multiple quotes for the coverage you need is the way to be sure that you aren’t overpaying for your policy. There are many other strategies for reducing your insurance rates, including exploring all available policy discounts offered by your provider, and other insurance companies.
Read MoreAdvantages of Working with an Independent Insurance Agent
Shopping for insurance policy can be an overwhelming and frustrating experience. Whether you need car insurance, homeowners insurance or a review of business coverage, sifting through the available policy options can be confusing and time consuming.
Read More
