Many of us probably think of our homeowners insurance as protection from the cost of losses caused by fires, storms or theft. But what we probably don’t realize is that most homeowners insurance claims are preventable. The primary cause of claims is neglected maintenance that grows into a big, expensive problem.Read More

In today’s economy, everyone wants the best rates on insurance. To understand what it takes to get the very best rates – and to keep them low – you must understand what goes into calculating your insurance policy premiums. Here are some of the primary factors that determine personal auto and commercial property insurance costs:Read More

Each year, about 2,500,000 home burglaries are reported in the United States. Statistically, there are more break-ins in July and August than any other time of year. Having a stranger in your home can be unsettling and the losses costly. At Insurance Association of Baton Rouge, we encourage you secure your home and your family against intruders. Here are some ways you can increase the safety of your home:Read More